Do you think the cost of medical services is a deadly barrier to health care?What option is available for patients who doesn't have medical insurance?

It may feel like you need to empty your savings account to stay healthy.Some consider herbal treatment but it might only be effective along with medical treatment and can't stand alone. But depends some health conditions can be treated at home or with other alternative treatments like natural remedies.Before you fill that prescription or enroll in an insurance plan, read this guide on how you can trim thousands from your medical costs without compromising your care.Choose a plan carefully,question your tests,bargain with your doctor, know what to do in an emergency,review your hospital bill,pay with pretax dollars, be drugstore-savvy,become a pill splitter,find a discount pharmacy and take advantage of hidden perks in your plan.Don't lose hope.

Economic woes and rising health care costs are leading many Americans into financial disaster, prompting more and more people to forgo necessary medical treatments -- and even marry to get health insurance.Pricey health care also resulted in a significant number of Americans forgoing or delaying medical treatments. For example:

* 29% said someone in their household put off or postponed getting needed care.
* 24% skipped a recommended medical test or treatment -- up from 17% in 2005.
* 23% did not fill a prescription.
* 19% cut pills in half or skipped doses of medicine to save money.